What Grants Can You Get to Build in Yanchep in 2025?

Thinking about building a new home in Yanchep this year? You might be eligible for thousands in grants — if you know where to look.

For many first home buyers, the idea of building a brand-new house by the coast feels out of reach. But in 2025, several government grants and financial support programs are still available to help you get started — especially if you’re building in growing areas like Yanchep, WA.

Let’s break down what’s on offer, who qualifies, and how to get the most from your build in Yanchep this year.

💰 First Home Owner Grant (FHOG) WA – $10,000

If you’re building your first ever home, the WA Government still offers a $10,000 First Home Owner Grant (FHOG) in 2025.

Here’s what you need to know:

• Must be buying or building a brand-new home

• Cannot have previously owned property in Australia

• Must live in the home for at least 6 months within 12 months of completion

• Property must be valued under $750,000 (Yanchep fits well within this)

Good to know: The $10k grant is paid to your lender during construction. It reduces your loan amount or becomes part of your deposit contribution.

We’ve helped dozens of clients in Jindowie and Capricorn Beach estates use their FHOG to cover upfront costs — from fencing to air con upgrades.

See if you qualify for the First Homeowners Grants Here: https://houseandlandpackagesyanchep.com.au/first-homebuyer-grant-qualification

🏡 Stamp Duty Exemptions – Save Up to $14,000+

In WA, first home buyers who qualify for the FHOG can also get major stamp duty relief.

• No stamp duty on land valued up to $300,000

• Discounted stamp duty on land valued between $300,001 and $400,000

Since many Yanchep land packages fall under these thresholds, you could save thousands in upfront costs.

💡 Example: A $295,000 land purchase in Yanchep would mean $0 stamp duty if you're a first home buyer.

That’s money back in your pocket to put toward landscaping, fencing, or upgraded appliances.

🤝 Keystart Home Loans – Low Deposit, No Lenders Mortgage Insurance

Keystart is a WA Government-backed lender that helps eligible home buyers get into the market with a low deposit and no LMI (lenders mortgage insurance).

Why it’s perfect for Yanchep builds:

• 2% deposit minimum

• No LMI = thousands in savings

• Income limits apply (but they’re quite generous in 2025)

A young couple we worked with in Yanchep recently built their first home using a Keystart loan, FHOG, and land developer rebate — with less than $15k upfront.

If you’ve got a steady job and a decent rental history, Keystart could be your shortcut to ownership.

🌿 Sustainable Home Bonuses (In Some Estates)

While not technically a “grant,” some land developers in Yanchep offer sustainability incentives if you include eco-friendly features like:

• Solar panels

• Rainwater tanks

• High energy-efficiency ratings (6-star or more)

For example, a few 2025 land releases in Atlantis Beach are offering up to $3,000 toward sustainable inclusions when you build with one of their partner builders.

💸 Builder Bonuses and Developer Rebates

In a competitive market, builders and developers often throw in their own incentives.

These can include:

• Free air conditioning

• Siteworks included

• Front landscaping and fencing packages

• $5,000–$10,000 cashback on settlement

While not government grants, they’re just as valuable. We recommend getting written confirmation of what’s included — and always check the expiry date of the offer.

🧾 Shared Equity Schemes (for Low to Mid-Income Buyers)

Shared equity lets you co-own the property with the State Government, reducing the amount you need to borrow.

Ideal if you:

• Earn below the Keystart income threshold

• Can’t borrow enough to purchase 100% of a property

• Want to reduce repayments until you can afford more later

You still get full rights to live in and improve the home — and you can buy out the government’s share later.